Geographic Information System (GIS) software has been in use by insurance adjusters for several years, but its usefulness is limited by the availability of low-cost geo-referenced and rectified images. Global Positioning Systems (GPS) are now reaching a level of affordability and accuracy such that their use in the field is more common, but usefulness is still limited by the availability of geo-referenced, current images.

The integration of GIS and GPS into the field of insurance will allow insights into determining claims adjustments that haven’t been imagined as yet. Consider this: timely data obtained affordably that is accurate to within a meter, available from the most remote locations imaginable.

In the event of a natural disaster, insurance agencies can utilize overflights that can be scheduled within hours after the catastrophe to measure wind, hail, or flood damage. Agents can be in the field settling claims quickly and accurately. Rapid information turnaround saves customers prolonged periods of anxiety and uncertainty.

Agricultural crop insurers can use digital aerial imagery to safely, accurately, and quickly measure acreage in the office instead of spending numerous hours in the field using ATVs and GPS equipment. Accurate measurement of acreage ensures that insured crops are neither over- nor under-insured. Annual crops with high values would greatly benefit from this service.

With today’s tight budgets and increasing time demands, consider using technology to your advantage. GPS technology integrated with digital aerial imaging, desktop mapping software, and pre-existing data sets can assist in decision making.

The knowledgeable technical staff at GPS Innovations is ready to introduce you to the technology, advise you on an application program, and show you how to remain competitive in today’s marketplace.

Think of the Possibilities

What if you could have digital image data affordably and when it was needed - not in 3 to 4 months?

What if the image was geo-referenced so that staff could find a critical location quickly and accurately?

What if field locations could be transferred quickly and accurately to aerial images that were less than a week old?

What if your imagery could clearly depict objects as small as 0.5 meter?

What if your data was geo-referenced to provide very accurate area measurements?

Imagine the results that might be produced for those time critical decisions.

Applications

Here are a few examples of how digital aerial imaging can improve making decisions about insurance adjustment claims.

Measure the extent of areas damaged by:

• Fire
• Floods
• Wind storms
• Hail storms

Determine cost apportionment of damaged areas

Determine acreage measurements for agricultural crop insurance coverage

Settle Claims Quickly and Accurately